Do I have to be an Illustrator?

"Do I have to be an illustrator to publish my stories?"
In most cases the answer is no.

Writing for Children

Fiction Books
Children's book editors generally prefer to choose the illustrator although you can make recommendations. You must be careful though, you don't want to take away the joy or vision that the editor has for your manuscript.
Illustrations account for most of a picture book's appeal. If your determined to send in your own illustrations be sure they meet or exceed the quality of your writing. Personally, I would recommend submitting your work separately unless you feel your illustrations are critical to the work. You might consider noting that you are also an illustrator and including your sample card*.

When submitting your story you may make illustration notes. Remember an editors' time is in high demand. All writing and notations should be kept brief and necessary. If it's obvious don't note it!

Non Fiction Books
If it is a family story you may want to submit photos and etc. Otherwise, they generally use a vast database of professional photos. If you have quality photos that would work well or are necessary for the book I'd suggest sending quality copies. Four to six to a page for easy reference. I would always note that the photos are suggestions only. It's better to sell your story than lose it because they're not interested in the photos.

Magazines
Magazines are more receptive to an author's illustration or two.

Writing For Adults

Books and Magazines
Illustrations are not necessary for adult fiction books. Although, I've been told that publishers of both adult magazines and non fiction books are encouraged by quality photos. Don't let a lack of photos hold you back from your writing. Write first, play with photos later.